PCI Compliance Explained – How to integrate it with POS Software?

Posted by Jim Walker

If you are processing credit/debit card payments, you should know about Payment Card Industry Data Security Standard (PCI DSS) compliance. Most companies don’t know and face the consequences when they fail to comply with it. It is also risky for the security and privacy of customers. In this guide, we will discuss PCI compliance and how to be fully compliant. 

About PCI Compliance 

PCI DSS compliance is always needed to accept credit card payments. This standard consists of certain rules and regulations which can handle credit card transactions. The protocols cover how to process, transmit, and store credit card data safely, when it comes to making credit card payments. The key here is to avoid data theft and fraud. 

The PCI SSC (Security Standards Council) handles PCI Compliance certifications and standards. In 2006, leading credit card providers like MasterCard, Visa, American Express, and Discover formed this individual body.  

Usually, a PCI SSC certified compliance manager in leading organizations or IT departments handles PCI standards for data security. There are some objectives of PCI compliance, such as – 

  • Companies must perform important best practices like setting up firewalls and having a strong password mechanism. 
  • Companies must build a secure network to protect customer data against security breaches and hacks. 
  • Multiple security layers must be implemented, such as physical and virtual protection. 

Keep in mind that PCI compliance is mandatory for every business accepting credit card payments. A business must have a strong access control system to retrieve cardholder’s data. It means only a few people can access the data and monitor them well. 

How to be PCI Compliant? 

With new vulnerabilities coming out and standards being developed in PCI compliance, your business should stay up-to-date with credit card security standards. You should rely on the reputed payment processor which complies with all the PCI regulations. Find the one which provides features like encryption and tokenization to secure credit card information. 

You also have to stay updated with your compliance and complete some programs. PCI SSC must provide details on certifications and schedules related to program fee on their official website. The fees can be expensive as per what you need for compliance level. 

Implementing PCI Compliance with POS System PCI compliance is important but also a painful process at the same time. The best thing is that you can easily implement iPad POS software with PCI DSS. Some POS systems are designed from scratch by considering security. These systems can easily secure the payments with other stakeholders. It secures all the credit card data with each transaction. It is virtually impossible to counterfeit or hack the data thanks to its patented code mechanism. You can have all the tools you need to secure your customers’ data.

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